Coalesce, LLC dba Benefitelect data breach

Clerk's notes

Coalesce, LLC, which operates under the trade name Benefitelect, notified the Vermont Attorney General on March 23, 2026, regarding a data security incident. Benefitelect functions as a human resources and employee benefits administration platform, connecting employers, insurance carriers, and their workforces. The incident remains under monitoring by regulatory bodies.

As a central hub for managing complex employer-sponsored benefit plans, healthcare enrollments, flexible spending accounts, and payroll deductions, Benefitelect collects and stores extensive quantities of sensitive personally identifiable information. Employers and employees rely on platforms like Benefitelect to handle confidential life events, insurance elections, and financial transactions.

The reported data exposure includes highly sensitive categories such as Full Name, Social Security Number, Date of Birth, Mailing Address, Health Insurance Policy Number, Financial Account and Routing Numbers, Wage and Compensation Information, and Tax and Benefit Election Details. The compromise of such data carries significant risks for affected individuals, including potential identity theft, financial fraud, and unauthorized access to benefit accounts.

Organizations handling sensitive personal and financial data, like Coalesce, LLC dba Benefitelect, are bound by legal obligations to maintain robust cybersecurity safeguards. The occurrence of a data breach suggests that these mandated security measures may have been inadequately maintained, potentially indicating systemic negligence in protecting sensitive information.

Receiving a formal data breach notification letter from Coalesce, LLC dba Benefitelect indicates that your private information was compromised due to corporate security failures. This provides legal standing to consider participation in a class action lawsuit. Affected individuals do not need to prove out-of-pocket financial loss; the increased, imminent risk of identity theft and the time and expense required for credit monitoring are recognized harms.

Our firm evaluates these types of cases on a contingency fee basis. This means individuals affected by the Benefitelect data breach pay no upfront costs and owe nothing unless we successfully recover compensation on their behalf. If you received a notification, you may be eligible to request a free case review.

If a notification letter about this breach reached you, see every Vermont data breach on file or browse all cases.